Terms and Conditions

Welcome to the Horizon Financial Planning website. These Terms and Conditions govern your use of our website and the services we offer. By accessing or using our website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website.

1. Acceptance of Terms

By accessing and using the Horizon Financial Planning website (hereinafter referred to as "the Website"), you agree to be bound by these Terms and Conditions (hereinafter referred to as "Terms"). These Terms constitute a legally binding agreement between you (hereinafter referred to as "the User") and Horizon Financial Planning, a financial advisory firm located at 456 Elm Street, Suite 200, Anytown, CA 91234, USA. Our contact number is (555) 123-4567 and our email address is support@horizonfinancialplanning.com. If you do not agree to these Terms, you are prohibited from using or accessing the Website. Horizon Financial Planning reserves the right to modify these Terms at any time without prior notice. Your continued use of the Website following any changes constitutes acceptance of those changes. It is your responsibility to review these Terms periodically for updates.

2. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, software, and the overall design of the Website (hereinafter referred to as "the Content"), is the property of Horizon Financial Planning or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the Content without the prior written consent of Horizon Financial Planning. However, you may print or download one copy of a reasonable number of pages of the Website for your own personal, non-commercial use, and not for further reproduction, publication, or distribution. Unauthorized use of the Content may violate copyright, trademark, and other laws.

3. User Conduct

You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website. Prohibited behavior includes but is not limited to:

• Transmitting any unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable material.
• Transmitting any material that encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or international law or regulation.
• Interfering with or disrupting the operation of the Website or servers or networks connected to the Website.
• Attempting to gain unauthorized access to any portion of the Website, other accounts, computer systems, or networks connected to the Website, through hacking, password mining, or any other means.
• Using any robot, spider, scraper, or other automated means to access the Website for any purpose without our express written permission.
• Impersonating any person or entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity.

Horizon Financial Planning reserves the right to terminate your access to the Website if you violate these Terms or engage in any conduct that Horizon Financial Planning, in its sole discretion, deems inappropriate.

4. Disclaimer

The information provided on the Horizon Financial Planning Website is for general informational purposes only and does not constitute financial advice. Horizon Financial Planning is not a registered investment advisor, and the information provided on this Website should not be considered a solicitation to buy or sell any security or investment product. You should consult with a qualified financial advisor before making any financial decisions. Horizon Financial Planning makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Website or the information, products, services, or related graphics contained on the Website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

The Website may contain links to third-party websites. These links are provided for your convenience only, and Horizon Financial Planning does not endorse or control the content of these websites. Horizon Financial Planning is not responsible for the content, accuracy, or availability of any third-party websites. Your use of third-party websites is at your own risk.

5. Limitation of Liability

In no event shall Horizon Financial Planning, its officers, directors, employees, agents, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, arising out of or relating to your access to or use of, or your inability to access or use, the Website, or any Content on the Website, whether based on warranty, contract, tort (including negligence), or any other legal theory, even if Horizon Financial Planning has been advised of the possibility of such damages. Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such jurisdictions, Horizon Financial Planning's liability shall be limited to the greatest extent permitted by law. Horizon Financial Planning will not be liable for any losses or damages caused by a distributed denial-of-service attack, viruses, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of the Website or to your downloading of any material posted on it, or on any website linked to it.

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. You agree that any legal action or proceeding arising out of or relating to these Terms or the Website shall be brought exclusively in the state or federal courts located in Los Angeles County, California, and you consent to the personal jurisdiction of such courts. If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. Horizon Financial Planning's failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

7. Changes to Terms and Conditions

Horizon Financial Planning reserves the right, at its sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Website.

8. Contact Information

If you have any questions about these Terms, please contact us at:

Horizon Financial Planning
456 Elm Street, Suite 200
Anytown, CA 91234
USA
Phone: (555) 123-4567
Email: support@horizonfinancialplanning.com

9. Entire Agreement

These Terms constitute the entire agreement between you and Horizon Financial Planning concerning your use of the Website and supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Horizon Financial Planning with respect to the Website.

10. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.